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SR 12-13-2022 5G City Council Report City Council Meeting: December 13, 2022 Agenda Item: 5.G 1 of 3 To: Mayor and City Council From: Gigi Decavalles-Hughes, Director, Finance Department, Revenue Subject: Approval of First Modification to Banking Services Agreement with MUFG Union Bank, N.A. to provide banking services. Recommended Action Staff recommends that the City Council authorize the City Manager to negotiate and execute a first modification to agreement #10554 (CCS) with MUFG Union Bank, N.A., a California-based company, to extend the term for an additional two years for banking services. This will result in a seven-year amended agreement with no change to the estimated contract value of $300,000 with future year funding contingent on Council budget approval. Summary The City currently retains MUFG Union Bank, N.A., (Union Bank) to provide general banking services. The current contract expires on February 13, 2023. While staff has begun the process of conducting a Request for Proposal (RFP) for banking services, the process was delayed due to the acquisition of Union Bank by U.S. Bank. The extension of the current contract is necessary to ensure a prudent and efficient selection process for a new financial institution. Staff recommends a first modification to extend agreement #10554 (CCS) for an additional two years to February 13, 2025. The two- year extension would ensure that staff has sufficient time to complete the RFP process, conduct contract negotiations, and transition to a new bank (if applicable), with minimal impact on City services. Discussion 5.G Packet Pg. 95 2 of 3 Union Bank has provided banking services for the City since 2018. The services provided by Union Bank include timely processing of all types of deposits; a sophisticated on-line banking system providing an array of reporting, reconciliation, and payment services; “positive pay” to limit fraudulent check activity; timely processing of City payroll; a purchasing card system; and advanced technology that increases the efficiency of banking transactions, such as the use of remote deposit scanners, electronic payment systems; and other banking services. The City’s bank deposits total approximately $725 million annually with a similar amount of payments made each year. The high level of financial activity, the complexity of the City’s financial operations, and the need to provide a safe and prudent stewardship of public funds require a full-service financial institution with experience providing banking services for large government entities. Minimum qualifications for banking services include sufficient capitalization to meet State legal guidelines regarding public funds, such as the requirement that all account balances in excess of FDIC insured amounts ($250,000) be collateralized. In addition, banks must have a Community Reinvestment Act (CRA) rating of “Satisfactory” or better to qualify for public fund deposits. The CRA is intended to encourage depository institutions to help meet the credit needs of the community in which they operate, including low-and moderate-income neighborhoods, consistent with safe and sound operations. In July 2021 U.S. Bankcorp (a Minneapolis-based company) announced the acquisition of MUFG Union Bank’s core regional banking franchise from Mitsubishi UFJ Financial Group. On October 14, 2022, U.S. Bancorp announced that it has received all required U.S. regulatory approvals to move forward. The acquisition will close December 1, 2022, 6 to 12 months later than originally anticipated. This delay also postponed the start of the RFP process to avoid the possibility of having to conduct two bank transitions within a short period of time. Due to the complexity of the City’s banking needs, a full transition can take up to 18 months. Staff is in the initial steps of conducting an RFP process for banking services, which will conclude in 2023. This extension to the contract is necessary to ensure a judicious selection process, allow adequate time for contract negotiations, and transition to a new bank, if required. 5.G Packet Pg. 96 3 of 3 Past Council Actions Meeting Date Description 9/26/2017 (Attachment A) Award Contract with MUFG Union Bank, N.A. to provide banking services. Environmental Review This is not a project for purposes of CEQA. Financial Impacts and Budget Actions There is no immediate financial impact or budget action necessary as a result of the recommended action. Funding is available in the FY 2022-23 Budget in account Object 522180 (bank fees) in various funds where banking fees are charged. Future year funding is contingent on Council budget approval. Prepared By: David Carr, Assistant City Treasurer Approved Forwarded to Council Attachments: A. MUFG Union Bank, N.A. Oaks fy22-23 B. MUFG Union Bank Executed Contract 10554 5.G Packet Pg. 97 CITY OF SANTA MONICA OAKS INITIATIVE DISCLOSURE FORM In order to facilitate compliance with the requirements of the Oaks Initiative, the City compiles and maintains certain information. That information includes the name of any person or persons who is seeking a “public benefit.” If the “public benefit” is sought by an entity, rather than an individual person, the information includes the name of every person who is: (a) trustee, (b) director, (c) partner, (d) officer, or has (e) more than a ten percent interest in the entity. Public benefits include: 1.Personal services contracts in excess of $25,000 over any 12-month period;2.Sale of material, equipment or supplies to the City in excess of $25,000 over a 12-month period;3.Purchase, sale or lease of real property to or from the City in excess of $25,000 over a 12- month period; 4.Non-competitive franchise awards with gross revenue of $50,000 or more in any12-month period;5.Land use variance, special use permit, or other exception to an established landuse plan, where the decision has a value in excess of $25,000;6.Tax “abatement, exception, or benefit” of a value in excess of $5,000 in any 12- month period; or7.Payment of “cash or specie” of a net value to the recipient of $10,000 in any 12-month period. Name(s) of persons or entities receiving public benefit: MUFG Union Bank, N.A. is 100% owned by MUFG Americas Holdings Corporation (MUAH). Name(s) of trustees, directors, partners, and officers: Please refer to the link to the Bank's "Policy-Making Officers: https://www.unionbank.com/global/about/executive/index.jsp Please refer to the link to the Bank's Board of Directors: https://www.unionbank.com/about-us/corporate-profile-bod Name(s) of persons with more than a 10% equity, participation, or revenue interest: MUFG Union Bank, N.A. is 100% owned by MUFG Americas Holdings Corporation (MUAH). Prepared by: _Malisa Day Title: Director 5.G.a Packet Pg. 98 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union CITY OF SANTA MONICA Date: July 25, 2022Signature: Email: malisa.day@unionbank.com Phone: 909-331-5869 Permit # FOR CITY USE ONLY: Bid/PO/Contract # 5.G.a Packet Pg. 99 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union     Union Bank® History Mitsubishi UFJ Financial Group (MUFG) is one of the world's leading inancial groups. With approximately 360 years of history, MUFG's global network has about 2,700 oices in over 50 markets with over 180,000 employees. Corporate proile 5.G.a Packet Pg. 100 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Positively impacting the Americas As part of Mitsubishi UFJ Financial Group, Inc., we believe that by living our values, we'll achieve a balance of size, success, and stability while positively impacting every individual, organization, and community we touch. Download proile Investing in our customers, communities, and employees  Corporate governance 5.G.a Packet Pg. 101 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union View the Code of Conduct for MUFG In the Americas. View now Our Board of Directors MUFG Union Bank, N.A. is proud of its diversity and inclusion. As of 6/30/2020, approximately 67% of the MUB Board consisted of women and people of color. DIVERSITY & INCLUSION 67% of the MUB Board consists of women and people of color. Board of Directors 5.G.a Packet Pg. 102 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Masatoshi Komoriya Robin Bienfait Kevin Cronin Linda Cunningham John R. Elmore Michael D. Fraizer Takayoshi Futae Suneel Kamlani* 5.G.a Packet Pg. 103 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Masatoshi Komoriya Toby S. Myerson Jeffrey Storey Shuichi Yokoyama Dean A. Yoost Code of conduct This Code of Conduct represents our commitment to maintain a scrupulously ethical company. 5.G.a Packet Pg. 104 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Download now Code of ethics The honesty, integrity and sound judgment of its senior inancial oicers is fundamental to MUFG Americas Holdings Corporation. Download now Vendor Code of Conduct This Vendor Code of Conduct sets forth our expectations for all our Vendors related to regulatory compliance, ethical business practices, labor and human rights, diversity and inclusion, health and safety, and environmental stewardship. Download now ABOUT UNION BANK Careers News About us 5.G.a Packet Pg. 105 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union FOLLOW US LOCATE A BRANCH To ind your nearest branch, enter your zip code below. Zip Code ©2022 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Corporate proile Diversity and culture Corporate social responsibility Contact us FDIC insurance information BANKING Personal Banking Business Banking Commercial Banking The Private Bank HELP Learning center Veriication requests LIBOR update Accessibility Terms of use Privacy and security California: privacy Do Not Sell My Personal Information Sitemap LANGUAGE Japanese services 日本語ページ 5.G.a Packet Pg. 106 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Union Bank® Leadership Executive Management Our top Union Bank executives Kevin Cronin Regional Executive and CEO for The Americas, MUFG and MUFG Bank, Ltd.  President & CEO, MUFG Americas Holdings Corporation and MUFG Union Bank, N.A. Michael F. Coyne  General Counsel 5.G.a Packet Pg. 107 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Carolyn DuChene Head of Regulatory Operations & Affairs Brian Gunn Chief Risk Oicer for the Americas Neal Holland Chief Financial Oicer Rui Koike Chief of Staff Masatoshi Komoriya  Executive Chairman of the board of directors for MUFG Americas Holdings Corporation and MUFG Union Bank, N.A. Deputy Chief Operating Oicer – International and Deputy Chief Executive of the Global Commercial Banking Business Group Ken Librot Interim Chief Information & Operations Oicer 5.G.a Packet Pg. 108 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Jonathan Lindenberg Head of Corporate & Investment Banking in the Americas Shirley Mangalindan Chief Audit Executive Bill Mansield Head of Global Markets for MUFG in the Americas   Yoichiro Nishikawa  Head of Japanese Corporate Banking for the Americas Greg Seibly President of Union Bank and Head of Regional Banking Ryoichi Shinke Deputy Regional Executive, MUFG Americas 5.G.a Packet Pg. 109 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union Yasutaka Suehiro  CEO of MUFG Securities Americas Inc. Mark Thumser Chief Strategy Oicer for the Americas Amy C. Ward  Chief Human Resources Oicer for the Americas ABOUT UNION BANK Careers News About us Corporate proile Diversity and culture Corporate social responsibility Contact us FDIC insurance information BANKING Personal Banking Business Banking Commercial Banking The Private Bank HELP 5.G.a Packet Pg. 110 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union FOLLOW US LOCATE A BRANCH To ind your nearest branch, enter your zip code below. Zip Code ©2022 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Learning center Veriication requests LIBOR update Accessibility Terms of use Privacy and security California: privacy Do Not Sell My Personal Information Sitemap LANGUAGE Japanese services 日本語ページ 5.G.a Packet Pg. 111 Attachment: MUFG Union Bank, N.A. Oaks fy22-23 (5404 : Approval of First Modification to Banking Services Agreement with MUFG Union 5.G.b Packet Pg. 112 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 113 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 114 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 115 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 116 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 117 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 118 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 119 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 120 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 121 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 122 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 123 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 124 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 125 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 126 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 127 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 128 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 129 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 130 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 131 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 132 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 133 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 134 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 135 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 136 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 137 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 138 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 139 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 140 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 141 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 142 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 143 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 144 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 145 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 146 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 147 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 148 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 149 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 150 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 151 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 152 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 153 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 154 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 155 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 156 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 157 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 158 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 159 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 160 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 161 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 162 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 163 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 164 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 165 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 166 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 167 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 168 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 169 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 170 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 171 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 172 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 173 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 174 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 175 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 176 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 177 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 178 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 179 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 180 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 181 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 182 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 183 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 184 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 185 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 186 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 187 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 188 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 189 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 190 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 191 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 192 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 193 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 194 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 195 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 196 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 197 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 198 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 199 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 200 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 201 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 202 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 203 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 204 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 205 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 206 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 207 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 208 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 209 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 210 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 211 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 212 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 213 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 214 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 215 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 216 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 217 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 218 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 219 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 220 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 221 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 222 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 223 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 224 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 225 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 226 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 227 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 228 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 229 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 230 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 231 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 232 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 233 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 234 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 235 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 236 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 237 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 238 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 239 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 240 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 241 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 242 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 243 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 244 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 245 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 246 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 247 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 248 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 249 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 250 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 251 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 252 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 253 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 254 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG 5.G.b Packet Pg. 255 Attachment: MUFG Union Bank Executed Contract 10554 (5404 : Approval of First Modification to Banking Services Agreement with MUFG